Resources

Put this into practice

Everything worth your time on the question: What can I actually control this month?

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LEARN · SUPPORT

Free debt advice

StepChange Debt Charity

If money pressure is the immediate problem, this comes before any exercise.

Free, confidential debt advice and a personal action plan.

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READ · GUIDE

Redundancy: your rights

GOV.UK

The official position on the payments you are owed.

Statutory redundancy pay, notice periods and time off to look for work.

Samaritans

Here because some of these subjects reach further than a written exercise should.

Free, confidential, any time, whether or not you are in crisis.

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LEARN · FREE TOOL

Every Mind Matters

NHS

Free, clinically grounded, and available today if something here is heavier than an exercise can hold.

NHS self help for sleep, low mood, anxiety and stress, including a short personal plan.

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LEARN · GUIDE

Beginner's guide to managing your money

MoneyHelper

Impartial and free, which most money advice is not.

Government backed, free money guidance, including a budget planner.

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READ · RESEARCH

Poverty Impedes Cognitive Function

Anandi Mani, Sendhil Mullainathan, Eldar Shafir and Jiaying Zhao

Evidence that financial pressure itself consumes attention and judgement. Worth reading before concluding that anybody under money pressure is simply making poor decisions.

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